SHOP NOW, PAY OVERTIME WITH AFFIRM.

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing
shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately,
while spreading their payments over time.

1. Select Affirm at checkout
Shop at your favourite stores that offer Affirm and select us as your payment option at
checkout.
2. Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
Subject to credit approval.
3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and break
up the cost.

If your basket is eligible for monthly payments with Affirm, the option will be presented at
checkout. After confirming your phone number, you’ll be sent a one-time SMS password to
confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved,
you will have the option to set up your repayment method with Affirm and accept the terms of
your payment plan.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be
due to the information on your credit file, or because Affirm was not able to verify your
identity or your payment method.

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit
card. Available payment methods may vary depending on the payment plan selected.
Please note that prepaid cards are not accepted.

Please reach out to the Affirm team and they will be happy to look into the options available.
You can contact them using this contact form.

No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this
may take up to 5-10 business days to appear on your bank account or credit card statement. If you
have any questions about the refund process, please reach out to the Affirm team through this contact
form.

Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a
Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan
selected.

Affirm does not charge annual fees. For more information on related fees, please see this helpful FAQ
article on the Affirm help site.

For further information, please refer to the Affirm help center or get in touch here.

Yes. You’ll need:
? To be the legal age of majority in the province or territory in which you reside
? To be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
? A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or
Mastercard logo). Available payment methods may vary depending on the payment plan
selected.
? An SMS-capable Canadian phone number and an email address
? To meet the minimum cart size required to use Affirm as a payment option at checkout