Afterpay ZIP PAY IN 4 Terms and Conditions

Ride Now, Pay Later

Enjoy flexible payment options with ZIP and Afterpay

We've partnered with ZIP and Afterpay to bring you more flexible payment options when you shop online*. You can now shop bicycles and gear online, and checkout with flexible payment options that suit you!

*Please note that in-store availability of ZIP and Afterpay products will vary by store, if you are planning on purchasing our products in-store, please check with your local retailer to see what payment methods they have available.

Afterpay

Buy now, pay in four instalments over 6 weeks, and never pay interest with Afterpay.

Pay over 6 weeks

Get what you need now. Make your first payment today and the rest over 6 weeks. Afterpay will send you reminders, so you never miss a payment.

Never pay interest

Afterpay will never charge interest. Full stop.

No fees when you pay on time

Afterpay is free when you pay on time. Pay nothing to sign up, no establishment fees, no monthly account fees.

Smart spend limits

Afterpay's spending limits start at around $600 and only increase gradually with responsible spending behaviour.

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ZIP PAY IN 4

Pay for life’s extras with up to $1,500 interest free.* Apply in minutes with real time
approval, and start spending straight away.

Flexible & convenient repayments

Get your goods straight away and only pay 25% today. Spread the remaining into 3 equal
payments over 6 weeks, and choose the day your payments are made to help streamline
your cash flow.*

No interest, ever

Never pay more than the purchase price when you repay on time, and pay early with no
penalty.

Easy to use & pay online and in store

Simple, fast and secure online and instore checkout. Track purchases and payments in real
time in the Zip app.

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Terms and Conditions

Please be advised that the Buy Now, Pay Later payment methods on our website, ZIP products and Afterpay have their own Terms and Conditions in conjunction with our Terms and Conditions of Sale. To find out more about each product and their terms of use, please visit the ZIP and Afterpay websites.

Zip disclaimer

*Zip Pay in 4 T&CS and late fees apply. Approved applicants only. Responsible Lending checks
apply.